Summer Pool Safety and Liability

Are you excited to make a splash this summer? Us too! But whether you’re enjoying a relaxing pool day solo or hosting friends and family, owning a pool comes with responsibilities, including keeping everyone safe and ensuring you’re covered in case of the unexpected.

Liability Risks

Pool Owners can be held responsible for injuries or accidents on their property – even for uninvited guests under the “attractive nuisance doctrine.” Risks like unsecured pools or lack off supervision can lead to serious consequences.

Safety Measures

Here are a few proactive steps to ensure pool safety:

• Install self-closing, self-latching gates or fences that meet local regulations.
• Supervise swimming activities, especially with children around.
• Set and enforce pool rules, such as no diving in shallow water.
• Keep essential emergency equipment, like life rings and reaching poles, nearby.

Insurance Review

Review your homeowners insurance to confirm:

• Coverage for swimming pool liability and its limits.
• Whether you might benefit from an umbrella policy for added protection.
• How injuries to guests are covered, including potential exclusions.

Pool Maintenance

Regular maintenance can prevent both hazards and liability concerns. Ensure:

• Proper cleaning and chemical balancing to avoid waterborne illnesses.
• Inspections for hazards like loose tiles or malfunctioning equipment.
• Compliance with local safety codes.

Have questions about your coverage or need advice on staying protected? Our team is here to help you enjoy a safe and carefree summer! Reach out anytime.