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There are two main types of life insurance: term life insurance and permanent life insurance.
Term life insurance is the type of life insurance most people are familiar with. It pays a cash benefit to your loved ones (also known as your beneficiaries) if you were to pass away during the term. The term is how long the policy lasts. Typical terms are 10, 20 or even 30 years.
In addition to a death benefit, permanent life insurance has several features that term life insurance does not. Lifelong coverage, as its name implies, permanent life insurance covers you for life, as long as you pay your premiums. Many people gain peace of mind knowing they will always having coverage in place. Learn more about the benefits of each by clicking here.