You've got big plans for your small business. But what happens when you can't operate? You've probably got your basics covered, such as insurance for property damage due to fire and natural disasters. Yet when you can't actually perform transactions due to physical or cyber damage, and you don't have enough reserves to tide you over until you resume work, you could then be staring into the gap between a business that can survive and one that can't. Our friends at Westfield Insurance with more.