While many consumers want to own the cars they drive, some prefer leasing vehicles that may have lower monthly payments and could require less or no money down. Consumer Reports notes that people who lease are able to drive more expensive cars that would have been out of their price range if they had made a purchase. During the lease period, these cars typically are protected by manufacturers’ warranties. Before you choose between leasing and making a purchase, Traveler's Insurance gives five important things to consider. View here.